At first glance, assisted living can seem expensive because it is private pay, but it is important to keep in mind that one monthly fee covers most of the costs of living in one’s own home. These include the following:
- Mortgage payments
- Real estate taxes
- Heat, electricity & other utilities
- Insurance (excluding renter’s insurance)
- Home renovations & maintenance
- Landscaping & snow plowing
- Basic cable TV
- Movies, concerts & other entertainment
- Medication management
- Personal care
Also, a medical tax deduction may be available for the cost of nursing care or for the entire monthly cost of the Evergreen Memory Care unit.
Federal veterans benefits for retired armed services personnel or their spouse may cover part of the cost.
The Connecticut Medicaid Waiver Program may be available for persons with limited incomes.
Under the Affordable Housing Program of Wilton, Connecticut, some residents may receive reduced rents.
See "Compare Your Costs" attachment.